The website [] is owned and administered by MT DIGITAL FZC hereinafter referred to as Moneytree, we, us or our. We are a Free Zone Company incorporated in the Sharjah Publishing City Free Zone (SPC), United Arab Emirates (UAE) with principal office is at Business Center, Sharjah Publishing City Freezone, Sharjah, UAE.

The material on the Moneytree website and in Moneytree mobile applications , which may include text, images, audio clips, video clips, downloads, software/ Mobile apps, products & services displayed, and other materials (the “Content or services”), are provided by Moneytreee Services for informational purposes only. By accessing the Moneytree web site, downloading Moneytree mobile apps, or Enquiring  or sending messages to Moneytree, you agree to be bound by the Terms and Conditions set out below in different headings (“Terms and Conditions or Terms” in general).

Your access to, and your use of the Moneytree Services is subject to these Terms, as well as any modifications to them issued by Moneytree and all applicable laws and regulations. If any of the Moneytree Services set forth separate or additional terms and conditions of use, privacy statement, or other policy ("Separate Terms"), then those Separate Terms as modified from time to time shall apply in connection with your use of that Moneytree Service. In the event of a direct conflict between such Separate Terms and these Terms, the Separate Terms shall govern.

It is important that you read and understand the agreement below. Using this website means you accept this agreement and any changes made after the commencement of use

BY USING THE Moneytree SERVICES, YOU AGREE TO AND WILL BE DEEMED TO BE BOUND BY THESE TERMS AND OTHER APPLICABLE POLICIES. If you do not want to be bound by these Terms or policies, do not use the Moneytree Services.

These General Terms and Conditions are entered by and between you and Moneytree, a software product of MT DIGITAL FZC. In consideration of your use and access to this Internet site, Moneytree's mobile Applications, Moneytree's mobile/ telephone call and messages and voice response unit services, Moneytree's software applications downloaded to your digital devices, Moneytree email addresses, and other websites and services on which these Terms are posted or expressly referenced ("Moneytree Services"), and the promises and obligations herein, and intending to be legally bound, you and Moneytree hereby agree as follows:

  • 1) Moneytree services includes, but not limited to web site , mobile applications social media handles, blogs, Whatsapp and messenger communications etc. Moneytree website is an informative digital platform for the Small and Medium Entrepreneurs(SMEs) in the UAE local market to publish or showcase or list information about their businesses. The users are those who search for information about businesses in the UAE. Business owners are third party providers of products/services who are registered and verified with Moneytree thru mobile app and who can use the capabilities provided by Moneytree mobile apps to publish Moneytree approved business information about their business and to communicate with the Users (End users or public). Registered users can send enquiry or and to communicate directly with the Business Owners thru Moneytree mobile app.
  • 2) Moneytree is not directly or indirectly involved in the sales or purchase or delivery of any products/services offered by the Business Owners. We are only providing a digital channel service and are not a party to any subsequent sales process or sales agreement entered into between the User and the Business Owner.
  • 3) If you register and create an Account on Moneytree, you are a "Registered User". To operate or use Moneytree services, you must be at least 18 years of age, and must provide true, accurate, current, and complete information in all respects about yourself (including name, Buniness name for business owners, address, email address, Valid UAE mobile numbers etc as requested during the account creation process or at the time of submission of the Moneytree verification process.


1) These Terms are effective from 01/Nov /2021. We may update our Website content from time to time, and may change the content at any time. However, please note that any of the content on our Website may be out of date at any given time, and we are under no obligation to update it. In the event that you do not agree to the revised terms and conditions, you need not access our Website.

2) Our Privacy policy sets out the terms on which we process any personal data we collect from you or that you provide to us. By using the Moneytree services, you consent to such processing and you warrant that all data provided by you is accurate;

3) Our Content Policy sets out the standards that apply to your use of a feature that allows you to upload content to our Website and mobile applications and/or where you communicate with a Business Owner or another User.

1) We grant you permission to use Moneytree Website and Mobile applications subject to the restrictions in these Terms. Your use of these Moneytree services are at your own risk, including the risk that you might be exposed to any form of data or communication that is offensive, indecent, inaccurate, objectionable, or otherwise inappropriate.

2) We do not guarantee that Moneytree services, or any content on it, will be free from errors or omissions.

3) Access to Moneytree services are not guaranteed. We may suspend, withdraw, discontinue or change all or any part of our Website or mobile applications without notice. We will not be liable to you if for any reason Moneytree services are unavailable at any time or for any period.

1) You do not need to register an account to see the content available on this Website. However, if you are a Business owner, you will need to register an account, if you wish to use other services provided on this Website and mobile applications such as listing your business on this Website and mobile applications.

2) In order to register as a User or Business Owner on Moneytree, you are required to provide certain information on the registration form and register a username and password for use thru Moneytree mobile applications.

3) If you are a registered business onwer, you have to sign in to use Moneytree mobile applications.  Remember to keep your password confidential and do not share it with third parties. This is your responsibility. If you are customer or buyer or end-user, you need to register to see the businesses listed in Moneytree customer app.

4) We reserve the right to decline a new registration or remove your account name or ask you to amend it if we consider it to be inappropriate.

5) You agree to notify us immediately if you become aware of any unauthorized use of your password or account identifiers by others.

1. You must not use this Website or Mobile applications in any way that causes, or may cause, damage to the Moneytree services or impairment of the availability or accessibility of the Website or mobile applications; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity, including but not limited to money laundering, terrorism or any other type of illegal activity of any sort.

2. Without limiting paragraph 5.1 above, you may not use our Website or Mobile Applications:

  •  In any way that breaches these Terms, any applicable local, national or international law or regulation;
  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with these Terms;
  • To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
  • To impersonate another person or create a false or misleading identity for the purpose of misleading others as to your identity, or to collect information about other Users or Business Owners; or
  • In any way that interferes with another User's/Business Owner's use and enjoyment of the Website or in any other manner that could damage, disable, overburden or impair the Website.

3. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to Moneytree services or without Moneytree’s express written consent.

1) You acknowledge that, as between Moneytree and you, Moneytree is the sole owner of all content on the Website and Mobile applications, including, without limitation, all applicable copyrights (including database data rights), patents, trade marks, trade secrets, trade names, logos, and all other intellectual property rights, as well as text, images, graphics, logos, audio, video and other material appearing on the Website and Mobile Applications (Moneytree Contents).

2) Any content on Moneytree services must not be printed hard copy or duplicated digitally for any other trading and marketing or any other purpose without our written approval or email or message commuications. Failing to do so is in breach of these Terms, your right to use our services will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

3) You retain intellectual property rights in any copyrighted contents and trade marks that are contained in the content you shared with us to market your business thru Moneytree services by you. You represent that you own or have the necessary licenses, rights, permissions and consents to use and authorise us to use all content submitted by you to Moneytree services.

4) By submitting or sharing content to Moneytree services, you are granting us an unconditional, irrevocable, non-exclusive, royalty-free, fully transferable, perpetual worldwide licence to use, publish and/or transmit, and to authorise third-parties to use, publish and/or transmit your content in any format and on any platform (whether now known or invented in the future). You hereby waive all moral rights in connection with such content.

5) We reserve the right, and have absolute discretion, to remove, screen, translate, monitor or edit without notice any such content and for any reason or to have third parties perform such actions on our behalf. You have sole responsibility for creating backup copies of and replacing any content you post or store on Moneytree services at your sole cost and expense.

1) Currently Moneytree services do not have any link to be established with customer and business owner’s digital handles ( which include your personal or business web site, blogs / Vlogs , mobile applications and social media accounts ). We may ask to cross post,tag,repost share with friends , share Moneytree services as part of digital marketing strategy.

1) Moneytree services may contains links to other websites , mobile applications and other resources provided by third parties , where those links are provided for your information purpose only.

2) We have no control over the contents of those websites or resources nor do we review or control their content.

1) Moneytree services are provided "as is" without any representations or warranties, express or implied. Moneytree services make no representations or warranties in relation to any services related to Website , mobile application or social media handles or the information and materials provided on our system.

2) Without prejudice to the generality of the foregoing paragraph, Moneytree does not warrant that:

  • This Website will be constantly available, or available at all;
  • Mobile applications related to this web site will be constantly available, or available at all;

3) You agree not to settle or compromise with third parties for any legal or compensation issues related to your data on Moneytree services without the prior written consent of Moneytree.

1) We are bound to the laws of the UAE for the regulation complains as a e-commerce company free zone company .

2) To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to Moneytree services, or any content on it, whether express or implied.

3) Moneytree will not be liable to you in relation to the contents of, or use of, or otherwise in connection with, Moneytree services:

  • For any use of, or inability to use, Moneytree services;
  • For any use of or reliance on any content displayed on Moneytree services (including any content submitted by Users or Business Owners);
  • For any purchase and use of products or services offered by third parties on Moneytree services;
  • For any indirect, special or consequential loss; or
  • For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

4) We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any content on it, or on any website linked to it.

5) We assume no responsibility for the content of websites linked on our website. Such links should not be interpreted as endorsement by us of those linked websites or any products, services, or information, and do not imply an association between Moneytree and the operators of the linked website. We will not be liable for any loss or damage that may arise from your use of them.

6. The Moneytree holds Entities maximum liability to you arising under or in connection with these Terms or the Website for any losses incurred or suffered by you shall be limited for all claims in aggregate to all charges paid or payable by you to Moneytree in connection with these Terms, or current one month subscription fee then in system.

1) It is in our discretion, that there has been a breach of these Terms, we may take such action as we deem appropriate including:

  • Deactivating your username and password;
  • Removing, suspending or deactivating your access to the Moneytree services or any content on the Moneytree digital handles
  • Issuing a warning notification to you;
  • Using any technological, legal, operational or other means available to enforce these Terms.

2) You can terminate your account at any time by sending an email to our contact centre ( or delete your account from your Moneytree Account Profile. This will, where applicable, remove your profile and other personal information from view and prohibit you from accessing the Moneytree services as a registered user.

1) TERMS mentioned here applicable to all Moneytree services. All of these Terms apply to the maximum extent relevant to your use of the Moneytree mobile application as Moneytree app for customer and Moneytree app for Business owners which can be down loaded from third party digital stores.

2) In addition to the limitations on our liability set out in these Terms, we shall not be liable for any damage caused to or interference with any equipment or other apps or content of any description.

1) Only a person who is a party to these Terms has the right to enforce any term of this agreement.

2) If any provision of these Terms is unenforceable or void, that term can be severed and the rest of the Terms will continue to apply.

3) These Terms constitute the entire agreement between you and Moneytree in relation to your use of Moneytree Services, and supersede all previous agreements in respect of your use of Moneytree services.

4) Any failure by us to enforce any terms set out in these Terms is not a failure of our rights to enforce those terms.

5) These Terms have been prepared in English language only and the same shall prevail to the extent permitted by applicable law.

6) These Terms shall be governed by the laws of the UAE, as applicable in the Emirate of Sharjah. You and we both agree that the courts of Sharjah will have exclusive jurisdiction.

1) You can contact us thru the telephone/mobile numbers given in Moneytree services or email to or send to your message or enquiry to Contact Us

2) If any provision of these Terms is unenforceable or void, that term can be severed and the rest of the Terms will continue to apply.

3) These Terms constitute the entire agreement between you and Moneytree in relation to your use of Moneytree Services, and supersede all previous agreements in respect of your use of Moneytree services.

4) Any failure by us to enforce any terms set out in these Terms is not a failure of our rights to enforce those terms.

5) These Terms have been prepared in English language only and the same shall prevail to the extent permitted by applicable law.

6) These Terms shall be governed by the laws of the UAE, as applicable in the Emirate of Sharjah. You and we both agree that the courts of Sharjah will have exclusive jurisdiction.