The website available at [www.souqmoneytree.com] (Website), Moneytree mobile application for Customers (buyers) and Moneytree Business application for business owners-sellers) (Mobile Apps) available in third party application stores are to be considered as Moneytree Services which is appeared in Content Policy , Privacy policy and in Terms and Conditions. The contents in Moneytree services are used and displayed in operated and administered by MT Digital FZC (Moneytree, we, us, our). We are a Freezone company incorporated in the Emirate of Sharjah, United Arab Emirates (UAE). Business owner, user , any visitor to our web site or third party application store users or socialmedia accounts , submission directories  collectively called ‘ You’ ‘Your’ in this Content Policy , Privacy policy and Terms and Conditions , even if it was not mentioned separately in these page.

We care about your privacy. This privacy policy (Privacy Policy) sets out in detail how we manage the personal information you provide to us. Your use of Moneytree Services will be governed by this Privacy Policy, amongst other things. You may not use our services if you do not agree to this Privacy Policy.

This Privacy Policy is effective from 01 November 2021. We may change this Privacy Policy at any time by posting an updated version of the policy on our services. We encourage you to check this Privacy Policy regularly for any amendments to our Privacy Policy. Your continued use of our services will constitute your consent to us continuing to use your personal information.

This Privacy Policy shall be read in line with the Terms and Conditions and the Content Policy. Any terms that are capitalized but not defined in this Privacy Policy shall have the same meaning as in the Terms and conditions.

"Personal information" is any information that can be used to identify you. We collect personal information about you if you provide it to us knowingly. By providing us with your personal information, you expressly consent to us processing your personal information in accordance with the terms of this Privacy Policy.

Generally speaking, we will provide you on request with access to the personal information we hold about you. If there is a reason why we cannot give you access to such personal information, we will let you know. If you become aware of any errors relating to your personal information held by us, you should amend your account information online to the extent possible. If you have any difficulty in amending your account information, please email at info@souqmoneytree.com or reach out web site contact us page  for assistance.

Registration:

  • When you register as a user /customer or a business owner with Moneytree Services, we collect your full name, email address, telephone number, your address, your current location details,  Business name , License number, License document, Identification card copies together with other information as may be requested on the registration, approval and verification to confirm that you are a resident and own business in United Arab Emirates from time to time. The location details we collected with third party api service for customer mobile app is ONLY used to filter the registered businesses near to the location in Moneytree vendor app. Customers can disable the location tracking in their phone setting and in that case customer app display default businesses in application. It is your responsibility to maintain and update the personal information that you provide to us when setting up your account

Use of Moneytree Services:

  • We may collect your personal information or Business information from Business owners when you enter information on our services like web site and mobile applications.

Credit card information:

  • Your credit card information is requested only when we integrate payment plans and is submitted via the highest level of encryption to ensure the greatest amount of safety and security. We do not store your credit card information.Currently we are not collecting any card or bank details of customer or vendor thru Moneytree services.

When you contact us:

  • We may collect personal information about you when you contact us thru web site Contact Us Page. Such information is used to verify your identity and respond to your query or message or feedback.

Information obtained from third parties:

  • We may collect personal information from third parties. Such third parties may include the companies that provide services to us (i.e. Service providers like SMS gateway API, location API etc).

Information uploaded by business owners/users:

  • Business owners/users may upload some of your personal information in order to communicate with you through their dash boards or in any other way and provide services to you. We request that the business user/other user ensures it has the authority to upload this information. If you do not want this to occur, you need to contact the business user or other user directly.

Computer information:

  • When you visit our website, we may keep and use information about your visit including your internet protocol (ip) address, the date and time of the visit. We may also keep and use information about your computer (for example, browser type) and your navigation information (for example, the url of the site which referred you to this website and the pages you visit on this website). Please see paragraph 7 below for more information on our policy regarding "cookies" and "log-files".

Surveys and feedback:

  • We may conduct surveys on the website or thru our social media accounts or by sending you emails, to ask for your feedback regarding our website and the quality of the service we provide to you. Your feedback is important to us and enables us to improve the quality of the service we provide to our customers. You are free to provide us your name and other information, in which case we may store such information as personal information.

Other information:

  • We may collect additional information about you in ways not specifically provided for here. In such cases, we will endeavor to inform you in advance of how we will use your information.

We do not take responsibility for any personal information or other details that you post or shared on our services, such as, business details, item descriptions, your address details, reviews, comments, images, ratings or discussions. This becomes public information by its nature. You acknowledge that if you post content or provide information on our website or mobile applications or social media accounts then such content and information will be accessible to the general public, including persons who are not signed in to use our services and the public will be able to associate and attribute such content or information to you. Similarly, we do not take responsibility for any personal information provided directly to other Users or Business Owners. You should not post or share personal information on Moneytree services that you do not want make publicly available, and you are solely responsible for the personal information that you post or share on our services or provide directly to third parties. You should not post other people's personal information on Moneytree Services (including, for example, images of other people) without their knowledge or  written consent.

We will only use or disclose your personal information for the purposes for which you have provided it to us, and as set out in this Privacy Policy, unless you have consented to the use or disclosure of your personal information for another purpose or it is necessary to use or disclose your personal information to comply with laws or regulations applicable to us from time to time.

We use your personal information to deliver our services to you (and to enable third parties such as service providers to deliver their services to you such as location APIs, SMS gatway APIs and Paymentgateway APIs, email templates and Social media Accounts to post your contents you shared with us). To properly operate and administer Moneytree Services, we need to provide your personal information to our staff, group companies and service providers. Our staff, group companies, and service providers are subject to obligations of confidentiality to us. By providing your consent to this Privacy Policy you authorise them to gain access to your personal information as part of their services to you and us.

We and our service providers may also use your personal information to send you promotional emails. We require your consent during the registration process to send you promotional emails. If at any time, you decide that you do not wish to receive such promotional emails, you can opt out of receiving such emails by calling or sending an email to our contact us or by following the link at the end of any promotional email to unsubscribe.

Periodically we aggregate personal information for statistical purposes. Such aggregated personal information shall be anonymised. It may be shared with our service providers and other third parties with a view to understanding, analyzing and improving our service to you.

We have to share your and Business Owners shared information in order to promote and market our services to you (which may include by way of Social Media Marketing, telemarketing, email, location APISMS and/or MMS messages or any other means of communication) with Third party service providers. But Moneytree do not have business strategy to sell your personal information to third party services.

This is to keep you informed of products, services and special offers and may continue even after you have stopped using our services.

If you do not wish us to promote and market products, services and special offers to you, please abstain from our services as digital marketing is our primary scope. If you do not want to be contacted by Business Owners or other Users, you will not use our service because Moneytree is built on a common basic concept of local market place where customer(buyer) and business owner(seller) can communicate directly for buying and selling of thier products and service.

We might also share your information with our service in order for them to fulfil our service commitment to you and/or to enable them to perform certain functions on our behalf, such as sending emails, analyzing data, providing digital marketing assistance, and providing customer service. Service providers will have access to your personal information in so far as they need it and may not use it for other purposes.

We require and take reasonable steps to ensure that third parties with whom we share your personal information safeguard it the same way we do.

We may disclose your personal information to third parties, the court service and/or regulators or law enforcement agencies in connection with proceedings or investigations anywhere in the world.

If false or inaccurate information is provided and fraud is identified or suspected, details may be provided to law enforcement agencies. Law enforcement agencies may access and use this information.

As part of offering and providing customizable and personalized services, we use cookies to store and sometimes track information about your use of this Website (such as your preferences, session information and information on how you visit and access our Website through third party analytics). A cookie is a small amount of data that is sent to your internet web browser from our web server and stored on your computer, but does not contain any of your personal information. We may also log IP addresses (the electronic addresses of computers connected to the internet) to analyses trends, administer this Website, track user movements on this Website and gather broad demographic information for aggregate use by us, our group companies, Business Owners and our advertisers thru third party Analytics tools. The Application log files which are created and stored in our server will be used to improve the user performance and mobile application user trouble shooting and bug fixing functionalities as demanded by third party service providers.

We use industry standard and latest internet security methods and technologies to keep your personal information secure, including restricting unauthorized access to your personal information and using firewalls and secure databases in cloud server. When you use our web site and mobile applications to access your account information, we offer secure socket layer (SSL) technology.

However, no data transmission over the internet can be guaranteed as completely secure. As a result, although we try hard to protect your personal information provided to us, we cannot guarantee its security and you transmit such information at your own risk.

Where we have given you (or where you have chosen) a password and mobile otp verification  which enables you to access certain parts of our Website or mobile applications, you are responsible for keeping this password confidential and for complying with any other security procedures that we notify you of. We ask you or you do not to share a password or One Time Password (OTP) with anyone.

This Privacy Policy applies solely to information collected by Moneytree Services. This Website may contain links to other websites. We make no representations or warranties as to the privacy practices of any website operated by a third party and we are not responsible for the content or practices of such websites. You should check the privacy policy for all third party websites you visit to understand their procedures for collecting, using and disclosing personal information.

If you have any questions about our Privacy Policy, or any complaint or feedback or suggestions regarding treatment of your privacy by us, please email at info@souqmoneytree.com or reach out web site contact us page  for assistance.

If you would like to delete your Moneytree account along with your personal data from your Moneytree Mobile application account. We will not be using deleted account information after that for any of our services. As web site and mobile application working independently, some times it may take more time to remove the deleted business details from web site content. But you should be acknowledged and aware that the details we shared and visible in our social media accounts and shared social media handles and blogs until we removed or deleted our account in respective social media platforms. We will not update those details and we will consider your account delete date as milestone to consider the validity of your data in case of any further clarifications arise.. If you are still not happy, please email (info@souqmoneytree.com)us to remove your information from our web site.